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A Flow prepaid subscriber may take as many loans as they would like, as long as any prior loan has been paid in full.

If there are unpaid balances, the prepaid subscriber will not be able to take on another loan.

It is showcasing on a regional level what counts for the whole of Europe: if areas wish to remain competitive, they must invest in particular in network infrastructure in order to be able to transfer large volumes of data reliably and rapidly.

This development of high-performance networks is one of the EIB’s main objectives.

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Once a Flow prepaid subscriber approaches a balance of .50 or less, Flow Lend will analyze their creditworthiness (using 3 months of account history).

The promoters and owners of the passive infrastructure, which is to be developed with the aid of several projects, are the administrative districts (Landkreise).

At the signing of the framework contract, EIB Vice-President Wilhelm Molterer said, "The Federal State of Hesse has been steadily forging ahead with the roll-out of high-speed networks for several years now.

The European Investment Bank (EIB) is advancing a EUR 150m framework loan for improved access to broadband services in the rural area to Wirtschafts- und Infrastrukturbank Hessen (WIBank).

The funds will be used to expand passive broadband infrastructure in the Federal State of Hesse in order to provide fixed high-speed broadband services to households and businesses that are still not connected to the fibre-optic network.